Debt Collector Job Description

Use this Debt Collector job description template to advertise the open roles for free using You can use this template as a starting point, modify the requirements according the needs of your organization or the client you are hiring for.
Debt Collector

Debt Collector responsibilities

  • Keeping track of assigned accounts to identify outstanding debts
  • Planning course of action to recover outstanding payments
  • Locating and contacting debtors to inquire of their payment status

Debt Collector Job Description Template

Job Brief

We are looking for a reliable Debt collector to contact debtors and claim outstanding debts towards their creditors. You will be responsible for recovering the money owed in as little time as possible.

This position can be stressful and difficult. A debt collector will have to be polite and sensitive towards people while also remaining committed to their purpose and persistent. Excellent communication skills and a sense of urgency are extremely useful to succeed in this task.


  • Keep track of assigned accounts to identify outstanding debts
  • Plan course of action to recover outstanding payments
  • Locate and contact debtors to inquire of their payment status
  • Negotiate payoff deadlines or payment plans
  • Handle questions or complaints
  • Investigate and resolve discrepancies
  • Create trust relationships with debtors when possible to avoid future issues
  • Update account status and database regularly
  • Alert superiors of debtors unwilling or unable to pay when necessary
  • Comply with requirements when legal action is unavoidable


  • Proven experience as debt collector
  • Experience in working with targets and tight deadlines
  • Knowledge of relevant legal requirements
  • Working knowledge of MS Office and databases
  • Excellent communication and people skills
  • Apt in negotiating and persuading
  • Ability to be polite and compassionate without lacking confidence
  • High school diploma is preferred

Debt Collector Job Description Examples

Professional Debt Collector • Aaron Bryant Stewart and Cross

• Collector for Commercial Collection Agency*

Aaron Bryant Stewart & Cross - Middletown, OH...

$14.00 an hour part time (20 hours a week) plus bonuses and commission with room to advance.Professional Commercial Collection Agency Seeks Experienced Small Balance Collector*

_Aaron Bryant Stewart and Cross, an innovator in the Commercial Collections Industry, seeks a qualified representat...

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Debt Collector • Camelot Collections

Family-owned loan company looking for a first-party debt collector. Opportunities for promotion and increases in pay. Starting at $11.00 per hour plus significant bonuses based on collections. Will pay more for managerial experience!

Responsibilities...• Skip trace customers to recover debt• Verifying information on legal accounts for Court• Communicate professionally and courteously with c...

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Debt Collector • Oklahoma Patriot Auto Sales

Company is seeking qualified professional debt collectors.

Required success in one of the following fields: Consumer related Collections, Customer Retention, Default Prevention, Dispute Resolution, Payment Processing...

Collect Debt on delinquent loans. Monitoring overdue accounts and contact customers with past due, negative accounts by telephone, mail, electronically, or in person at the Ca...

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Debt Collector • Cavalry Portfolio Services

As a Resolution Specialist, you have the opportunity to make a difference by working with customers creating win-win solutions for repayment of financial obligations. This includes:• Treating our customers with respect, empathizing with their situation, and negotiating an appropriate arrangement.• Working in a customer service-focused call center setting, meeting compliance and production... ...

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